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	<title>Finance FAQs &#124; Bridging Loans &#124; Commercial Mortgages</title>
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	<description>Bridging Loans &#124; Commercial Mortgages &#124; Finance</description>
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		<title>Differences and similarities of bridging loans and development finance</title>
		<link>http://www.121finance4u.co.uk/finance/loans/differences-and-similarities-of-bridging-loans-and-development-finance/</link>
		<comments>http://www.121finance4u.co.uk/finance/loans/differences-and-similarities-of-bridging-loans-and-development-finance/#comments</comments>
		<pubDate>Tue, 24 Apr 2012 13:03:32 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>
		<category><![CDATA[Development loans]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[bridging finance]]></category>
		<category><![CDATA[development finance]]></category>
		<category><![CDATA[development loans]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=233</guid>
		<description><![CDATA[Since the credit crunch most lenders have tightened their lending underwriting which has made it more difficult for people to obtain finance. This has particularly affected people trying to obtain mortgages in that a good credit history is once again a must and larger deposits are required. The tighter lending restrictions that are influencing most [...]]]></description>
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		<title>Using a bridging loan to restore a run down property</title>
		<link>http://www.121finance4u.co.uk/finance/bridging-loans/using-a-bridging-loan-to-restore-a-run-down-property/</link>
		<comments>http://www.121finance4u.co.uk/finance/bridging-loans/using-a-bridging-loan-to-restore-a-run-down-property/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:25:46 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=210</guid>
		<description><![CDATA[Bridging loans can be secured on property that is in a bad condition in order to raise the funds required to renovate the property. Property that is in a poor state of repair is often unsuitable as security for commercial mortgages, buy to let mortgages and residential mortgages. Once the renovation work is complete the [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Bridging loans to buy property at auction</title>
		<link>http://www.121finance4u.co.uk/finance/bridging-loans/bridging-loans-to-buy-property-at-auction/</link>
		<comments>http://www.121finance4u.co.uk/finance/bridging-loans/bridging-loans-to-buy-property-at-auction/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:25:16 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=208</guid>
		<description><![CDATA[Property being purchased at auction is often funded through the use of bridging loans. Having had a bid accepted at auction a deposit needs to be paid immediately and the rest of the funds to complete the purchase at the agreed bid price usually needs to be paid within 28 days. Bridging loans are popular [...]]]></description>
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		<title>Replacing a bridging loan with a long term finance facility</title>
		<link>http://www.121finance4u.co.uk/finance/bridging-loans/replacing-a-bridging-loan-with-a-long-term-finance-facility/</link>
		<comments>http://www.121finance4u.co.uk/finance/bridging-loans/replacing-a-bridging-loan-with-a-long-term-finance-facility/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:24:44 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=206</guid>
		<description><![CDATA[An alternative exit strategy may be to take out a buy to let mortgage and rent the property. The buy to let mortgage is a long-term finance facility and would repay the bridging loan and interest payments for the buy to let mortgage would be paid from rental income.]]></description>
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		<title>Repaying a bridging loan following the sale of a property</title>
		<link>http://www.121finance4u.co.uk/finance/bridging-loans/repaying-a-bridging-loan-following-the-sale-of-a-property/</link>
		<comments>http://www.121finance4u.co.uk/finance/bridging-loans/repaying-a-bridging-loan-following-the-sale-of-a-property/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:24:10 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=204</guid>
		<description><![CDATA[For example a bridging loan was taken out in order to purchase a new property before an existing property was sold. This may have been necessary in order to secure the purchase of the new property because the customer felt that if they waited until they sold the existing property they may have lost their [...]]]></description>
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		<slash:comments>1</slash:comments>
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		<title>Repaying a bridging finance facility</title>
		<link>http://www.121finance4u.co.uk/finance/bridging-loans/repaying-a-bridging-finance-facility/</link>
		<comments>http://www.121finance4u.co.uk/finance/bridging-loans/repaying-a-bridging-finance-facility/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:23:25 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=202</guid>
		<description><![CDATA[Before entering in to any bridging finance it is important to make sure that there is a suitable exit strategy. An exit strategy is how bridging loan is going to be repaid. Typical exit strategies would include: Repaying a bridging loan following the sale of a property Replacing a bridging loan with a long term [...]]]></description>
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		<title>How long can I have a bridging loan for?</title>
		<link>http://www.121finance4u.co.uk/finance/faqs/how-long-can-i-have-a-bridging-loan-for/</link>
		<comments>http://www.121finance4u.co.uk/finance/faqs/how-long-can-i-have-a-bridging-loan-for/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:19:16 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>
		<category><![CDATA[FAQs]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=200</guid>
		<description><![CDATA[Most bridging loans can be arranged for periods of just one day to 12 months. Interest is charged on a monthly basis and this can be paid by the customer each month, or there are facilities with many bridging loans to roll up the interest so that it is all paid when the loan is [...]]]></description>
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		<item>
		<title>What does a bridging loan cost?</title>
		<link>http://www.121finance4u.co.uk/finance/faqs/what-does-a-bridging-loan-cost/</link>
		<comments>http://www.121finance4u.co.uk/finance/faqs/what-does-a-bridging-loan-cost/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:18:41 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>
		<category><![CDATA[FAQs]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=198</guid>
		<description><![CDATA[Rates of interest for a bridging finance facility are usually charged monthly, and these rates can be quite high. Therefore bridging finance is not intended as a long-term source of finance as this would prove to be very expensive. However, over the short term when set up costs and early redemption costs and penalties are [...]]]></description>
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		<item>
		<title>Why are bridging loans useful?</title>
		<link>http://www.121finance4u.co.uk/finance/faqs/why-are-bridging-loans-useful/</link>
		<comments>http://www.121finance4u.co.uk/finance/faqs/why-are-bridging-loans-useful/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:18:05 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>
		<category><![CDATA[FAQs]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=196</guid>
		<description><![CDATA[The reason why bridging loans are useful and popular, is because they fill a gap in the market. They can be can be arranged quickly, they can be secured against property that is in bad condition, one bridging loan can be secured against one or more properties, the lending criteria can be more flexible than [...]]]></description>
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		<title>What is a bridging loan?</title>
		<link>http://www.121finance4u.co.uk/finance/faqs/what-is-a-bridging-loan/</link>
		<comments>http://www.121finance4u.co.uk/finance/faqs/what-is-a-bridging-loan/#comments</comments>
		<pubDate>Fri, 24 Jun 2011 11:17:25 +0000</pubDate>
		<dc:creator>121finance</dc:creator>
				<category><![CDATA[Bridging Loans]]></category>
		<category><![CDATA[FAQs]]></category>

		<guid isPermaLink="false">http://www.121finance4u.co.uk/?p=194</guid>
		<description><![CDATA[Bridging loans are short term finance facilities that are used to bridge gaps until alternative funds are available. This could either be through the sale of property or assets, money from savings or investments, or being raised through other long term forms of finance.]]></description>
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